an efficient .cursor directory: less context, better agents

i spent time recently reorganizing how my repositories load cursor context. the old setup worked, but it was heavy. every agent turn started with a large bundle of rules, duplicated guidance, and inventories the model did not need for most tasks. the new setup is deliberately smaller. agents still find what they need, but they pay for less context up front. that means lower token cost, less time waiting for the model to "read the room", and answers that stay closer to the task i actually asked…