The 90 Days I Handed My Money to an AI and What It Actually Changed

There is a specific kind of dread that comes from opening a banking app you have been avoiding. I know it well. For most of last year, my entire financial strategy was hoping. I am not bad with money in a dramatic way. There was no gambling, no shopping addiction. My problem was quieter and, I suspect, far more common: I simply did not look. Every payday the balance went up, and by the time the next one arrived it had somehow gone flat again, and I could never have told you where. So in the…