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Cursor is agent-first; Copilot works in your existing editor.
Option A
AI-native code editor built on VS Code for chat-driven editing and multi-file refactors.

Option B
AI-powered coding assistant that suggests code in real time inside your IDE, improving developer productivity.
| Spec | Cursor | GitHub Copilot |
|---|---|---|
| Plans & pricing | Hobby free ยท Pro $20/mo ยท Business $40/user | Free students/OSS ยท Individual $10/mo ยท Business $19/user |
| Free tier | Limited agent & completions | Limited for verified students/OSS |
Plans & pricing
Cursor
Hobby free ยท Pro $20/mo ยท Business $40/user
GitHub Copilot
Free students/OSS ยท Individual $10/mo ยท Business $19/user
Free tier
Cursor
Limited agent & completions
GitHub Copilot
Limited for verified students/OSS
| Spec | Cursor | GitHub Copilot |
|---|---|---|
| API access | Bring your own API keys optional | No public API โ IDE integration only |
| API limits / quota | Fast requests capped on free; Pro ~500 fast/mo | Fair-use on completions & chat |
| Rate limits | Slow queue when fast quota exceeded | Premium requests on some plans |
| Context window | Depends on underlying model | Model-dependent (GPT-4 class) |
| Best for | AI-native IDE, multi-file edits, agents | Inline completions in VS Code / JetBrains |
API access
Cursor
Bring your own API keys optional
GitHub Copilot
No public API โ IDE integration only
API limits / quota
Cursor
Fast requests capped on free; Pro ~500 fast/mo
GitHub Copilot
Fair-use on completions & chat
Rate limits
Cursor
Slow queue when fast quota exceeded
GitHub Copilot
Premium requests on some plans
Context window
Cursor
Depends on underlying model
GitHub Copilot
Model-dependent (GPT-4 class)
Best for
Cursor
AI-native IDE, multi-file edits, agents
GitHub Copilot
Inline completions in VS Code / JetBrains
See pricing table below
See API & limits section
Cursor for AI-first; Copilot to keep VS Code.
Cursor is agent-first; Copilot works in your existing editor.
Compare pricing plans, API limits, and feature winners side by side.
Verdict: Cursor for AI-first; Copilot to keep VS Code.